Wednesday, October 31, 2018
Free trade and Dangote vision
Monday, October 29, 2018
Dangote flour mills
Sunday, October 28, 2018
Islamic FINANCE
Dangote
Thursday, October 25, 2018
Jaafar jaafar vs ganduje
Jaafar jaafar ganduje umar a. In the eyes of the press
Full list of Nigerians shortlisted for National Honours - www.channelstv.com
Jafar Jafar Arrives In Kano To Meet Lawmakers Over Bribery Allegation Against Ganduje • Channels Television
Jafar Jafar Arrives In Kano To Meet Lawmakers Over Bribery Allegation Against Ganduje • Channels Television
Sunday, October 21, 2018
World largest Refinery in Nigeria is Dangote
Dangote and Obasanjo
Electronic TRICYCLES in Nigeria
Dangote Tomatoes Company
Saturday, October 20, 2018
Development Bank procedures
statement structures);
3.7. maintain adequate capital as prescribed by prudential
regulations issued by the CBN;
3.8. maintain adequate liquidity in line with required levels
as prescribed by the CBN;
3.9. has in place adequate procedures for Anti-Money
Laundering(AML) and Counter Financing Terrorism
(CFT) in line with DBN requirements;
3.10. comply with KYC circulars issued by CBN and DBN
requirements;
3.11. has in place an Environmental and Social practice
compliant with DBN requirements;
3.12. comply with all existing and future applicable laws
and regulation on consumer protection, including
measures to review each customer’s ability to repay
before entering the lending agreement;
3.13. have an arrangement with at least two credit bureaus;
3.14. have a risk profile acceptable to DBN;
3.15. have an adequate portfolio quality in line with the
PFI’s criteria
3.16. conduct, maintain and enforce adequate internal
audits and controls for its specific risk profile;
3.17. have adequate management information systems; and
3.18. demonstrate commitment to serving the MSME sector
by having in place, a satisfactory MSME/Small
Corporate loan approval processes and risk
management procedures.
4. The PFI shall not be deemed to be in good standing, and
ineligible for financing from DBN if the PFI:
4.1. is under CBN’s holding action
4.2. receives a qualified audit opinion on its most recent
audited financial statements
4.3. if the PFI, is unprofitable for four (4) consecutive
quarters at any time following its start-up period which
shall be three (3) years from the date it commenced
Development Bank eligibility criteria
MINIMUM ELIGIBILITY CRITERIA
1. To be eligible to receive financing from DBN, the PFI shall have
met the minimum eligibility requirements set out below on the
Cut-Off Date. The PFI shall maintain the minimum eligibility
requirements throughout the Financing Period.
2. DBN or its representative will conduct an annual due diligence
process to confirm that the PFI is not in breach of the minimum
eligibility requirements and may declare all advances to the
PFI immediately payable if the PFI is in breach of one or more
of the requirements or fails to remedy the breach of a
requirement within any grace period allowed by DBN at DBN’s
absolute discretion.
3. To be eligible to receive financing from DBN, the PFI shall:
3.1. hold a duly issued and valid license from CBN to carry
on business as a bank or finance company;
3.2. demonstrate within the three most recent financial
years, two years of profitable lending operations, with
effective risk management procedures, controls, and
acceptable levels of loan portfolio quality and
performance;
3.3. ensure that its shareholders and Board of Directors
shall be qualified persons of proven integrity and shall
be knowledgeable in business and financial matters, in
accordance with the applicable regulatory guidelines
on fit and proper persons;
3.4. show evidence of compliance with all applicable laws
and applicable CBN regulations;
3.5. have qualified and experienced management,
adequate organisation and institutional capacity for
its specific risk profile;
3.6. have well defined policies and written procedures for
management of all types of financial risks (liquidity,
credit, currency, interest rate and market risk, as well
as risks associated with balance sheet and income
The Development Bank of Nigerias loan at ease
Thursday, October 18, 2018
Natural fruits for healthy life
Eggs boost immunity
Sunday, October 14, 2018
Pfizer Trovan Victims Forum and Pfizer laxities
RA’AYIN #RARIYA: Pfizer: Da Sauran Rina A Kaba
Har yanzu tana kasa tana dabo a jihar Kano sakamakon gwajin maganin nan (TROVAN) da babban kamfanin nan mai yin magunguna na kasar Amurka mai suna PFIZER ya gudanar ba akan doka ba. Shugaban kungiyar wadanda abin ya shafa, Malam Mustapha Maisikile ya ce za su koma kotu domin neman hakk-insu akan kamfanin da ya yi gwaji akan ’ya’yansu. A ta bakin Maisikeli ya ce ainihin wanda abin ya shafa ba a ba su diyyar ’ya’yansu da suka rasa rayukansu ba a sakamakon wannan gwaji da kamfanin Pfizer ta gudanar ba, wasu ne can suka yi dumu-dumu akan wannan kudi da kamfanin Pfizer ta bayar bayan kotu ta sulhunta.
A takaice ga abin da ya faru akan wannan gwaji :
1. A shekarar 1996 ne aka sami annobar cutar sankarau a Kano sai shahararren kamfanin nan na Amurka mai yin magunguna mai suna PFIZER ya yi amfani da wannan damar ya yi gwajin sabon maganinsa mai suna TROVAFLOXACIN, wanda aka fi sani da TROVAN. Wanda yayi sanadiyyar mutuwar yara kusan dari (100). Yayin da wasu da yawa kuma suka sami nakasa wanda ya hada da rashin ji, da rasa wasu gabobi wanda suka hada da hannu da kafa da tabin kwakwalwa.
2. A mayun shekara ta 2006 ne kwararrun likitoci suka gudanar da bincike a game da gwajin maganin nan TROVAN wanda kamfanin ya gudanar a kan yara 100 da jarirai na kamfanin PFIZER. Binciken na su ya gano kamfanin ya gudanar da binciken na sa ba a kan ka’ida ba, kuma maganin ba a yi masa rijista ba, wanda hakan ya saba wa dokar Nijeriya da dokar kasashen waje musamman dokar HELSINKI wadda take tattatare da yadda likitoci za su gudanar da bincikensu. Rahotan binciken ya nuna gwamnatin Nijeriya ba ta ba da damar a gudanar da wannan binciken ba. Domin takardun da wanda yake shugabantar binciken wani dan Nijeriya ya gabatar a lokacin , sai daga baya aka gano na bogi ne.
3. A watan Janairun sheka¬ra ta 2009 ne kotun daukaka kara ta kasar Amurka ta yarda da ’yan’uwan wadanda aka yi wa gwajin maganin TROVAN na kamfanin PFIZER da su shigar da kara a kasar Amurka bayan kokarin da suka ringa yi tun farko bayan faruwar abin.
4. Gwamnatin jihar Kano tare da gwamnatin tarayya sun shigar da kara suna mai neman kamfanin PFIZER ya biya diyyar dala bili-yan biyu da dala bilyan shida ga wanda abin ya shafa.
5. Daga karshe kamfanin PFIZER ya yarda a sasanta bayan wasu manyan masu fada-a-ji a Nijeriya sun shigo maganar, irinsu tsohon shugaban kasa Janar Yakubu Gowon. Kamfanin na PFIZER ya yarda ya biya diyyar dala milyan saba’in da biyar (75). Wanda daga cikin kudin dala milyan talatin da biyar(35) za a raba tsakanin wadanda abin ya shafa. Inda kowane yaro da a ka yi gwajin akan sa zai sami dala dubu dari da sabainda biyar (175). Yayin da dala miliyan talatin (30) za ta tafi ga gwamnatin jihar Kano domin gina asibiti.
Wasa farin girki kenan ga wad-anda wannan kaddara ta afka wa, tunda har yanzu tsuguno bai kare masu ba. Tun da a yanzu suna kokarin komawa kotu domin ta bi masu hakk-insu da aka danne masu. Me ya sa har yanzu ba a biya su diyya ba? Kamar yadda aka yi yarjejeniya tsakanin wanda abin ya shafa, gwamnatin Jihar Kano da kamfanin PFIZER. Ana wata sai ga wata kuma, kamfanin PFIZER ya ce sai an gudanar da gwajin kwayoyin halatta ga yara dari da casa inda biyu (192) da aka yi gwajin maganin akan su. Amma su wadanda abin ya shafa suna ganin kamar wasa da hankali kamfanin zai masu domin ka da ya biya su diyya , wanda hakan ya saba wa yarjeninyar da suka yi tun farko. Kuma suna ganin anya kamfanin zai yi gwajin gaskiya da ainihin kwayoyin halittar da aka dauka na wadanda abin ya shafa?
Gwamnatin jihar Kano tare da hadin gwuiwar kamfanin PFIZER sun bude asusun taimakawa masu fama da ciwon sankarau wanda tsohon mai sharia Bashir Wali ke shugabanta. Rahotanni daga majiya mara tushe sun nuna cewar shugabannin da suka kafa wannan asusu su bakwai suna karbar naira dubu dari hudu a kowanne zama da suke yi, amma wadanda abin ya shafa ba a biya su diyya ba. Haka kuma an yi zargin shugabannin da suke wakiltar yaran da aka yi wa gwajin maganin TROVAN an ba su cin hanci a yayin da suka yi wani zaman sasantawa a birini Landan. Dalilin ba da cin hancin kuwa ba zai rasa nasaba da dakile diyyar da za a bayar ba.
Rariya tana ganin babban kamfani kamar PFIZER ace ya hada baki da wasu ’yan Nijeriya an yi gwajin magani wanda ba a yarda da shi ba kuma akan yara kanana a garin Kano wanda ba su da hakkin kowa a kansu, ba su ji ba, ba su gani ba, bai kamata ba. Sakamakon wannan gwaji ne yara da dama suka rasa rayukansu wasu kuma suka sami nakasa da har abada babu warkewa ko kuma magani. A sakamakon son zuciya, rashin kula da kabilanci na kamfanin PFIZER. Iyaye sun rasa ’ya’yansu har abada, wadAnda suka nakasta kuwa an tauye masu rayuwa.
Abin bakin ciki wannan sai ya zama kamar wata dama ce da wasu ’yan Nijeriya da shugabanni suka samu domin kara wa kan su kudi, kudin ma haramtacce, don ganin an danne wa wadanda aka zalunta hakkinsu. Wannan rashin adalci da rashin imani da me ya yi kama? A sakamakon haka ne kungiyar da abin ya shafa suke ganin kamfanin ya kamata ya amsa masu wasu tambayoyi, misali, me ya sa aka kirkiro wata hukuma aka damka mata amanar kudin mutane ba tare da yardarsu ba?
Wani kamfani mai zaman kansa da kamfanin PFIZER ta ba wa kwangilar gwajin kwayoyin halittar da wadanda abin ya shafa mai suna BODE TECHNOLO¬GIES an zargi kamfanin PFIZER da hada baki da wannan kamfani da ka da ya bada sakamakon dai-dai da zai tabbatar da cewa wad-anda abin ya shafa su din ne dari bisa dari. Ta yadda kad-an daga cikin wadanda abin ya shafa za a ce sun tsallake gwajin. Kuma wannan kamfani na BODE TECHNOLOGIES ya san cewa wannan ya saba ka’idar gwajin da ake amfani da shi a kasashen waje. Wannan ya tabbatar da zar¬gin wadanda abin ya shafa cewa kamfanin PFIZER ba zai yi masu adalci ba idan aka yi wannan gwaji na kwayoyin halitta. Wanda hakan kuma ya saba wa doka, ya kuma nuna kamfanin PFIZER ita ce alkalin kanta.
Sunan Nijeriya dai ya sake baci a idon duniya. Hakkin al ’ummarta da kula da lafiyarasu da yake rataye a wuyanta ta kasa tabuka komai wajen hanawa a yi wannan gwajin a kan ’yan kasarta, ko kuma yanzu da abin ya faru ta kasa yin komai don ganin ta kwatar wa wadanda abin ya shafa hakkinsu, sai ma zargin yin dumudumu da babakere da handama da wasu suka yi a kan kudin. Hhmn! Abin ma rainin wayo ne kamfanin PFIZER ya isa ya je kasashen Turai irinsu Ingila da Amirka ya yi wannan gwajin? Ina! Ya san a can sai ya biya makudan bilyoyi masu ciwo ba kamar a nan ba da zai biya ’yar dala milyan saba’in da biyar shikenan zance ya mutu. Ko kun san ma maganin TROVAN na kamfanin PFIZER an hana amfani da shi a kasashen Turawa da Amurka? Sai daga baya hukumar kula da abinci da magani (FDA) ta yarda a ringa amfani da shi ga manya amma ban da yara ’yan kasar Amurka a shekarar 1997. Ko yanzu lokaci bai kure wa shugabanninmu ba. Wannan rashin adalci da aka yi wa wadanda abin ya shafa, kuma abin kunya ne a idon duniya a ce da sanin wasu manya aka hada baki aka yi wannan gwaji kuma dan kudin diyyar da bai taka kara ya karya ba shi ma ana so a lamushe. Saboda haka hakkin gwammnati ne ta fara sabon bincike akan wannan maganar da bin diddigin yadda abin ya faru tun farko har kawo izuwa maganar bin diyya da yadda aka raba kudin. Kusan shekara goma sha bakwai ana abu daya, wanda aka cuta an dai cuta kawai, wata shari’ar sai a lahira.
How to strengthen your body immunity
5 Warning Signs That Your Immune System Has Been Compromised And How To Fix It
by DailyHealthPost Editorial / August 2, 2018
A healthy immune system is central to your body’s function; it is the mechanism which protects your body from infections and other diseases, facilitating healing from minor (and major) illnesses and injuries and allowing you to feel your best.
But various lifestyle factors can have a negative impact on your immune system, including diet and stress. When these factors prevent your immune system from performing its basic functions, your body is compromised in a potentially dangerous way.
Understanding the early warning signs of a weakened immune system can help you spot problems before they develop into crises. Read on for tips on how to tell if your immune system is on the fritz.
1. You’re Constantly Tired
There are many potential causes of fatigue, some more innocuous than others, but when you’re constant tired, to the point of being exhausted when you wake up on the morning, it’s time to see a doctor. Some chronic illnesses which affect the immune system can cause chronic fatigue – most notably chronic fatigue syndrome, or CFS( 1 ).
2. You’re Always Fighting Off Infection
Frequent urinary tract infections, yeast infections, red and inflamed gums, and constant indigestion are all potential warning signs of a compromised immune system. An occasional infection is one thing, but a susceptibility to regular infections could be a sign that your immune system is not responding the way it should to various stimulation.
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3. You’re Constantly Sick
Everyone gets sick occasionally, but if you’re catching several colds and flu’s a year, it may be a sign that your immune system has been weakened somehow. Most peoples immune systems are constantly fighting off potential mild illnesses like colds without them even noticing; if everything seems to make you sick, tell your doctor. They may need to check your white blood cell count.
4. You Have Terrible Allergies.
Allergies can be a completely normal response, and if you notice you get the same watery eyes every year during pollen season there’s probably nothing to worry about. But the development of new and severe allergies may be an early warning sign that your immune system is malfunctioning( 2 ).
5. Your Injuries Take Too Long To Heal
Have you noticed that when you cut yourself, it tends to get infected easily, and takes forever to scab over and heal? This could be because your immune system is compromised in some way. Usually the immune system is in charge of making sure our injuries heal up properly – but a compromised immune system can lead to significant delays in the healing process for even minor injuries( 3 ).
How To Strengthen Your Immune System
You know to get plenty of vitamin C, but a healthy, balanced diet that can help fuel your immune system is so much more complex than just popping a couple vitamin C tablets each day.
Eat Healthy.
Fresh fruits and vegetables which are rich in vitamins (like vitamin C) and minerals (like iron) are central to a healthy diet – as are foods that are rich in lean protein and low in excess sugar and trans fats. Also limit your consumption of alcohol – too much booze can have a negative impact on your immune system( 4 ).
Get More Sleep.
If you’ve noticed any of the warning signs above, it’s important to talk to a doctor, but there are also steps you can take on your own to support your immune system and help it recover.
Making sure you get plenty of sleep is at the top of the list – resting up is essential for keeping your immune system strong. Insomnia and other sleep disturbances can seriously compromise your immune system( 5 ).
Learn to Relax.
This also plays in to how you handle stress – another factor which can lead to your immune system not functioning the way it should. While a certain amount of moderate stress from time to time is good for the body, too much of it – either physical or psychological – can make you sick( 6 , 7 ).
Keep it Clean.
Finally, take care of your body – wash your hands before eating and handling food, as well as after touching animals and after getting in from outdoors. Wash your food well before preparing it to eat. These are all basic steps we learn as children, but it’s easy to forget them as adults! And the consequences of forgetting can be serious.
SOURCES
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